Rinse and drain black beans.

Drain whole kernel corn.

Chop green pepper.

Chop fresh tomato.

Chop onion (preferably purple).

Cube Monterey Jack cheese (optional).

Prepare Cilantro Dressing.

Combine black beans, corn, green pepper, and onion in a bowl.

Add Cilantro Dressing to the bowl.

Mix well and chill for several hours or overnight.

Add chopped tomato just before serving.

To make the dressing, combine lime juice, olive oil, chopped cilantro, chopped jalapeno, minced garlic, chili powder, and ground cumin in a jar.

Shake the jar vigorously to mix or whisk very well.

Store the dressing in a glass jar in the refrigerator.