Heat olive oil in a large soup pot.

Add chopped onion and minced garlic.

Sauté for about 5 minutes, until the onion becomes translucent.

Add ground meat (beef, chicken, or veggie) and half of the spices.

Sauté until the meat is fully cooked, about 10 minutes.

Stir in the diced jalapenos and chopped green pepper.

Cook for 3-5 more minutes.

Add the diced tomatoes (undrained), black beans, kidney beans, great northern beans, pinto beans, and the remaining spices.

Bring the mixture to a strong simmer.

Reduce the heat to a low simmer and cook for 30 minutes, stirring occasionally to prevent the beans from sticking.

Adjust seasonings to taste, allowing 5 minutes between each addition.

Serve hot and enjoy with your favorite garnishes.